A single salary is no longer a safe plan in the age of AI

You can do everything right and still be exposed. When one employer funds your entire life, your risk is concentrated — even if the job looks stable.

For a long time, one job felt safe. Today, that job depends on decisions you don’t control: automation, restructuring, cost-cutting. If your income stops, everything stops.

This site documents a different approach: how to reduce dependency, regain control, and build a calmer life — without quitting your job.

A quiet weekly letter from a 40-year-old London trader and father, about regaining control and building a meaningful life in your 40s — while keeping your job and your sanity — in a world quietly reshaped by AI.

Why doesn’t working hard feel as safe as it used to?

You followed the rules: study, specialise, work hard. That used to build a career and buy you margin. It no longer guarantees security — not because you failed, but because the environment changed.

The risk itself isn’t new. What’s new is how little room there is to absorb it.

In London, this is amplified. Housing costs rise faster than pay. Childcare leaves little margin. Most costs are fixed, not flexible. A short disruption now cascades quickly into rent, savings, and mental bandwidth.

Effort still matters, but effort alone no longer buffers shocks.

This isn’t personal failure. It’s structural exposure.

Hi, I’m Jacek (Jack) Iciek

I’m a London-based professional and a father. I built my career by doing what I was told was safe: work hard, specialise, stay reliable. It worked — until I realised how much of my life depended on one system continuing to hold.

Reborn at 40 is where I document what it looks like to rebuild control, meaning, and optionality without blowing up the life you’ve already built.

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This isn’t just a money problem. It’s an order problem.

Most people don’t feel anxious because they earn too little. They feel anxious because everything depends on one fragile system, attention is scattered, progress is hard to see, and even good weeks feel temporary.

When life lacks order, the mind never fully rests. A better life doesn’t start with more income. It starts with regaining control over attention, direction, and effort.

That’s what most of us actually want: fewer surprises, clearer goals, progress we can feel, and work that stretches us without breaking us. Psychologists call this optimal experience. Most people just call it feeling like yourself again.

This isn’t about escape. It’s about alignment.

Most people don’t want to leave their job. They’ve invested too much. What they want is simpler: less anxiety about the future, more control over change, and a way to grow without starting from zero.

Reborn at 40 isn’t about quitting. It’s about reducing dependency while keeping your life intact. You don’t replace your career. You protect it.

What Reborn at 40 is not

This isn’t a side-hustle playbook. It isn’t a “quit your job” story. It isn’t a productivity system to squeeze more out of yourself. It isn’t a shortcut to money, status, or followers.

It’s not about chasing happiness, and it’s not about becoming someone else overnight.

Reborn at 40 doesn’t promise escape. It doesn’t sell motivation. It doesn’t pretend life gets easy. What it offers is quieter and more durable: less dependency, more control over attention, meaningful effort chosen deliberately, and progress you can feel week to week.

If you’re looking for hacks, this won’t land. If you’re looking for a way to make life make sense again, it might.

What I’m building instead

Alongside my full-time job, I’m building a second foundation. Not fast. Not flashy. Not fantasy. Just steady progress that compounds. 

The principles are simple. Each part reduces dependency in a different way. Together, they restore control.

  • 1. Own something.

    Writing, systems, skills, or an audience that stays with you.

  • 2. Use AI to think better.

    Not to replace yourself — but to save time and see clearer. 

  • 3. Let income come later.

    Build something useful first. Money follows. 

Reborn at 40 is a practice, not a project.

This isn’t a master plan. It’s a series of small experiments: writing regularly, learning difficult skills, building in public, and choosing meaningful challenges on purpose.

Sometimes this looks like essays. Sometimes learning AI tools. Sometimes filming train journeys with my son and learning video. The format doesn’t matter. The practice does.

When skill matches challenge, life feels alive again. That’s not motivation. That’s design.

Why “Reborn” at 40?

Because improving your life isn’t about upgrading circumstances. It’s about becoming the kind of person who can enjoy what you already have — while building what comes next.

Most people never stop to redesign how they live. They just endure.

Reborn at 40 is where I slow down, reflect, and rebuild — in public. Not to impress. To make life make sense again.

Where to begin (without overwhelming yourself)

If any of this resonates, don’t try to change everything. Start small, on purpose.

  • 1. Read the weekly note

    Reborn at 40 is a short weekly reflection on work, risk, attention, and building a second foundation — written for people with jobs, families, and responsibilities. No hype. No hustle culture. One clear idea. One small action.

  • 2. Watch the experiments unfold

    I’m learning new skills in public — writing, AI, video — without pretending to be an expert. Some weeks this looks like essays. Some weeks it looks like filming London journeys with my son and learning how to edit. This isn’t content creation. It’s practice.

  • 3. Try a single experiment of your own

    You don’t need a plan. Pick one small challenge that stretches you slightly, fits into real life, and produces something visible. Do it for two weeks. That’s often enough to restore momentum — and remind you what engagement feels like.

The conditions changed. The exposure didn’t.

You can’t work your way out of risk. But you can prepare. Don’t replace your career. Diversify it.